Why are we still letting kids leave school without knowing how to actually manage money?

Seriously, what’s the logic behind marching teenagers through years of quadratic equations and Shakespearean sonnets but never a single lesson on budgeting, mortgages, or taxes? It’s madness. We're setting them up to fail financially before they even get a chance.

So here’s the plan: compulsory financial literacy modules throughout secondary school. Not just a token half-day session, but integrated into the curriculum from Year 7 onwards. Start with basic concepts like saving and spending, then move through to credit cards, student loans, and understanding payslips. By the time they’re 16, they should have a grasp of how to open a bank account, how interest works, and what a tax code means.

We’d bring in specialists to deliver this, maybe partnering with local banks or financial advisors, but crucially, it needs to be practical and relatable.